SIP Calculator India
Calculate your SIP returns and plan your systematic investment journey for wealth creation
Important Disclaimer
This tool is for educational and estimation purposes only. Actual results may vary. Please consult a certified financial planner before making financial decisions.
- •Monthly Contributions: SIP made at the beginning of each month for extra compounding
- •Compounding Frequency: Monthly compounding as per standard mutual fund practices
- •Constant Returns: Fixed annual return rate - actual returns are market-dependent and not guaranteed
- •No Step-up: SIP amounts assumed constant each month unless stated
- •No Charges: No exit loads, taxes, STT, or other fees considered - actual returns may be lower
SIP (Systematic Investment Plan) allows you to invest a fixed amount regularly in mutual funds. This disciplined approach helps you benefit from rupee cost averaging and the power of compounding.
Rupee Cost Averaging: When markets are high, you buy fewer units. When markets are low, you buy more units. This averages out your purchase cost over time.
Power of Compounding: Your returns generate their own returns, creating exponential growth over long investment periods. Starting early maximizes this benefit.